IMFI (Islamic Micro Finance Institutions) is a microfinance institution that can provide ease of access, especially for people who have SME ( Small and Medium Enterprises). The purpose of this study is to determine how the concept of cooperation network between the government, private sectors and universities in strengthening SME capital through IMFI. The method used in the study is a qualitative method using a discourse analysis data analysis technique. The result of this study indicates that the cooperation between the government, private sectors, and universities in strengthening the capital of SME through IMFI can be implemented using a linear collaborative of partnership model, while capitals that can be utilized such as RLF of government, CSR funds from the private sector (companies), program linkage with Islamic Banks, training and preparation of skilled workforces from universities to support the development of IMFI and SME.
Profit and loss sharing (PLS) financing should be the main operational characteristic of Islamic financial institutions because it more comply to sharia (Islamic law) and more fair (Chapra, 2001:223). But in fact, PLS-financing in Islamic micro-finance (IMF) in Indonesia is very small, which is about 20% of total financing. Some IMF"s managers think that PLS-financing is lead to poor performance due to the nature of uncertainty. This study aims at analyzing the effect of PLS-financing on the business performance, social performance, and maslahah (benefits) for stake holders. Maslahah is the purpose of Islamic law (sharia). By this, PLS-financing as the implementation of Islamic law have to improve maslahah for stakeholders. This study uses quantitative approach with partial least square (PLS) analysis. PLS analysis is used to determine the relationships among the latent variables; PLS-financing, business performance, social performance, and maslahah. On this study, all of the latent variables are measured by formative indicators. PLS-financing is formed by mudaraba financing and musyaraka financing. Business performance variable is formed by three indicators; return on assets, performing financing, and financing to deposit ratio. Social Performance variable is formed by three indicators; qard-qardul hasan financing; distributing of alms, infaq, sadaqah; and social funds. Maslahah variable is formed by five indicators; maslahah of owners, executives, employees, government, and society. The results indicate that the PLS-financing affects business performance negatively, but business performance affects the social performance and maslahah positively. By this result, it can be concluded that the allocation of PLS-financing of IMF affects the maslahah negatively. The cause is many PLS-financing given to start up business has high risk.
The profession of migrant workers in some cases bring the person concerned to get the treasures expected success, but not rarely contain a number of risks that need to get the attention of government authorities. A number of problems that might be experienced when Indonesian Labor not available works. Therefore it takes a model economic empowerment for the labor of Indonesia, when he returned to his country was able to survive and improve the well-being of himself and of his family. This research aims to know the role of zakah's institution towards the empowerment of Indonesia's labor and to devise appropriate empowerment model for Indonesian Workforce by Institution of Zakah. Data analysis was done with a qualitative approach. Analytical techniques in the study will be conducted with qualitative analysis approach, a case study of eksplanation to explain how the empowerment model right for Indonesia in Labor Studies. Based on the data and the results of the analysis that has been done can be known that Dompet Dhuafa has role in Indonesia Workforce empowerment. The empowerment Model implemented by Dompet Dhuafa form the Groove program that may help the former workforce of Indonesia after plunging back to life in his native region. Former Indonesian workforce empowerment meant to monitor and nurture the entrepreneurial activities are continuously carried out by former Indonesian labor so that it can be a permanent effort.
Purpose: The implementation of zakat fund management especially in some zakat institutions is considered not optimum yet. This condition is represented by disparity between potential and actual collection. In Islam, the objective of zakatis not only to collect wealth and keep it idle, instead zakat should become a source of productive fund to fulfill societal needs. Some countries with advanced zakat institutions have developed zakatto become a pillar of economic development. Today, each zakat institution is competing against each other to innovate in zakat fund management. Empowerment in zakat institutions with the appropriate strategies will enhance zakat management and distribution for the betterment of zakat recipients (mustahiq) and the Muslim society at large. Design/Methodology/Approach: This research is aimed to analyze optimization of management in regional zakat institution with SWOT (strength, weakness, opportunity, threat) analysis approach with IFE-EFE Matrix. Descriptive qualitative analysis is used to explain optimization of fund in zakat institution. Major Findings: Findings of this research shows that zakat institution should improve their strategy by developing strength and turning threat into opportunities. Originality/Value: The study provides a guideline for regional zakat institution on how they can enhance their role and efficiency to boost the economic growth for the Islamic community in Indonesia. It may also be instrumental for the government to improve in efficiency and innovative manpower, considerable research and development in optimizing Islamic Gift Economy to enhance economic growth of the Islamic community of Indonesia.
Purpose: The implementation of zakat fund management especially in some zakat institutions is considered not optimum yet. This condition is represented by disparity between potential and actual collection. In Islam, the objective of zakat is not only to collect wealth and keep it idle, instead zakat should become a source of productive fund to fulfill societal needs. Some countries with advanced zakat institutions have developed zakat to become a pillar of economic development. Today, each zakat institution is competing against each other to innovate in zakat fund management. Empowerment in zakat institutions with the appropriate strategies will enhance zakat management and distribution for the betterment of zakat recipients (mustahiq) and the Muslim society at large. Design/Methodology/Approach: This research is aimed to analyze optimization of management in regional zakat institution with SWOT (strength, weakness, opportunity, threat) analysis approach with IFE-EFE Matrix. Descriptive qualitative analysis is used to explain optimization of fund in zakat institution. Major Findings:Findings of this research shows that zakat institution should improve their strategy by developing strength and turning threat into opportunities. Originality/Value: The study provides a guideline for regional zakat institution on how they can enhance their role and efficiency to boost the economic growth for the Islamic community in Indonesia. It may also be instrumental for the government to improve in efficiency and innovative manpower, considerable research and development in optimizing Islamic Gift Economy to enhance economic growth of the Islamic community of Indonesia.
Joblessness and lack of social welfare are economic problems which require the involvement of all people to overcome. The education aspect which functions to prepare educated human resource also plays important roles in reducing the level of joblessness and increase the social welfare. Islamic Boarding School Sidogiri Pasuruan as an educational institution not only provides Salaf education materials, but gives social benefits through its social entrepreneurship program.The aim of this research is to discover the social entrepreneurship applied at Islamic Boarding School Sidogiri Pasuruan. This research uses qualitative descriptive approach, by using a qualitative research of case study. Technique of data collection applied in this research is through documents, interview, participatory observation, and documentation upon the informants selected by using purposive sampling methods.The results of the research show that the application of social entrepreneurship at Islamic Boarding School Sidogiri Pasuruan can be proven by the innovation of establishment of social entrepreneurship institution, i.e. Kopontren Sidogiri (Cooperative of Islamic Boarding School Sidogiri), Pustaka Sidogiri, Buletin Sidogiri (Sidogiri Buletin), BMT Maslahah, BMT UGT Sidogiri, BPRS UMMU Sidogiri dan Koperasi Agro Sidogiri (Sidogiri Agribusiness Cooperative). They have been established based on the ideas and roles of civil society of Islamic Boarding School Sidogiri Pasuruan to maintain the economic activities, i.e. the duty of delivering Islamic values (dakwah), business, and providing social values for the society around Islamic Boarding School Sidogiri Pasuruan. REFERENCESBadan Pusat Statistik. 2013. Keadaan Ketenagakerjaan Februari 2013. Berita Resmi Statistik No. 35/05/Th. XVI, 6 Mei 2013.Departemen Agama Republik Indonesia. 2009. Al-Qur'an dan Terjemahannya. Jakarta: PT. Sigma Examedia Arkanleena.Hadits Riwayat Muslim, Tirmidzi dan AnNasa'i serta terjemahannya.Herdiansyah, Haris. 2010. Metodologi Penelitian Kualitatif untuk IlmuIlmu Sosial. Jakarta: Salemba Humanika.Hulgard, Lars. 2010. Discourses of Social Entrepreneurship-Variation of The Same Theme? EMES European Research Network.Juwaini, Ahmad. 2011. Social Enterprise Transformasi Dompet Dhuafa menjadi World Class Organization. Jakarta Selatan: Expose (Mizan Group).Mair, Johanna dan Ignasi Marti. 2006. Definisi Kewirausahaan Sosial. Dalam Minako Sakai dan Kacung Marijan (Ed.), Mendayagunakan Pembiayaan Mikro Islami (hlm. 3). Australia: Crawford School of Economics and Government, Australian National University.Mawardi, Imron dan Muhammad Nafik HR. 2011. Business Network of Pesantren and Its Mashlahah (Case Study in PP Sidogiri Pasuruan East Java). Universitas Airlangga: Departemen Ekonomi Syariah.Naji, A. Saifulloh, dkk. 2012. "Pesantren Harus Mandiri". Tamassya (Laporan Tahunan Pengurus Pondok Pesantren Sidogiri) 1432- 1433H. Edisi 10. Pasuruan: Sekretariat Pondok Pesantren Sidogiri. . 2013. "Babak Baru Pendidikan Usia Dini". Tamassya (Laporan Tahunan Pengurus Pondok Pesantren Sidogiri) 1433-1443H. Edisi 11. Pasuruan: Sekretariat Pondok Pesantren Sidogiri.Priyanto, Sony Heru. 2009. "Mengembangkan Pendidikan Kewirausahaan di Masyarakat". Andragogia-Jurnal PNFI, 1 (1): 57- 82.Qomar, Mujamil. 2005. Pengertian Pondok Pesantren. Dalam Basori Vadlan (Ed.), Hubungan antara Kelekatan Santri pada Ustadz dengan Motivasi Belajar Santri di Pondok Pesantren Assalafiyah Mlangi Nogotirto Gamping Sleman Yogyakarta. Skripsi tidak diterbitkan (hlm.19). Yogyakarta: Fakultas Tarbiyah UIN Sunan Kalijaga.Qozazirin, Azhar, dkk. 2008. Buku Panduan Guru: Kewirausahaan Sosial Berbasis Sekolah. Indonesia: British Council.Rahmat, Abdul. 2011. "Pendidikan Berwawasan Kewirausahaan pada Usia Dini". Jurnal Pedagogika, Vol. 2 No. 1 Hal: 1. Universitas Negeri Gorontalo: Jurusan Pendidikan Luar Sekolah.Sakai, Minako dan Kacung Marijan (2008), Mendayagunakan Pembiayaan Mikro Islami.Australia: Crawford School of Economics and Government, Australian National University.Saputro, Maryono Nanang. 2012. Daftar HIPSI, (Online), (http://pesantrenmandiri.com/?p age_id=1492, diakses tanggal 27 September 2012).Sriharini. 2003. Pondok Pesantren dan Pemberdayaan Ekonomi Masyarakat. Yogyakarta: Jurnal PMI Media Pemikiran Pengembangan Masyarakat.Walsh, Mayra. 2001. Pondok Pesantren dan Ajaran Golongan Islam Ekstrim (Studi Kasus di Pondok Pesantren Modern Putri "Danur Ridwan" Parangharjo Banyuwangi). Malang: Studi Lapangan ACICIS Program Fakultas Ilmu Sosial dan Politik Universitas Muhammadiyah Malang.Yin, Robert K. 2012. Studi Kasus: Desain dan Metode. Edisi 1 Cetakan ke11. Jakarta: Rajawali Pers.
Purpose The purpose of this paper is to examine halal certification for halal culinary, destination brand and emotional experiences on customer satisfaction and behavioral intention. Design/methodology/approach This study uses a quantitative survey approach to 400 respondents consisting of Muslim foreign and domestic tourists who had visited Lombok in the past three years. The sampling technique is by purposive sampling. The analysis technique used in this study is structural equation modeling-partial least square (SEM-PLS). Findings The findings showed that halal certification has no effect on customer satisfaction but on influenced behavioral intention, destination brand of Lombok had no effect on customer satisfaction; customer satisfaction influenced behavioral intention and emotional experiences affected customer satisfaction and behavioral intention. Research limitations/implications This study collects data from respondents both domestic and foreign tourists simultaneously. However, the data acquisition of respondents and foreign tourists is not balanced. Thus, this study analyzes tourists in general, not distinguished between foreign and domestic tourists. Practical implications The government and tourism organizers in Lombok need to provide socialization for domestic and foreign tourists on the need to choose halal-certified food and drinks to ensure halal and hygiene. In addition, so that the destination image of Lombok can provide a beautiful experience that becomes a moment of the truth, then the local government should improve its service strategy holistically. Social implications Destination image needs to be improved. This requires holistic tourism quality services so that the social community knows that Indonesia has a halal tourism destination that exists as tourists come from the airport to the hotel and enjoy food in restaurants and tourist attractions that are Muslim friendly. Originality/value This paper contributes to filling the void in the literature related to tourism management that is linked to tourism in the aftermath of natural disasters, where empirical studies on halal tourism are on the rise. Therefore, respondents in the study were specific, that is, those who had traveled. To the best of the authors' knowledge, this study is the first of a kind that includes behavioral intention in tourist destinations after natural disasters in the Indonesian context.
The aim of this study is to understand how coastal moslem's creative economy development are. This study has used qualitative approach with study case strategy. Data collection has done by interviewing the informants i.e. Head of Kelurahan Sukolilo and Creative Industry's stakeholder nearby Kenjeran, Surabaya. The result of this study is an appropriate model to develop coastal moslem's socio-economics is a holistic-integrated developments. The model involved sort of stakeholders viz. fishermans, seafood crackers producers, the government, NGO's, and universities. Keywords : Coastal Communities, Creative Economy, Kenjeran, Sosio-Economic Development
Purpose of the study: This study aims to examine foreign debt as a source of financing for economic development. This research is expected to provide (1) an overview of debt as a source of funding for state projects, (2) investigate its impacts and (3) offer additional knowledge of its Islamic perspective. Methodology: This research is a qualitative study using the study literature approach. This research is conducted by analysing books, literature, journals, and magazines with themes related to the focus of the discussion on this study. It is expected that the method used can provide insight, general knowledge, and develop the view of Islam in relation to foreign debt. Main Findings: The government has to ensure that the state has the ability to pay off its obligations in the future; guarantee that loans have to be free from interest; prioritize taking loans from internal sources rather than external sources. In Addition, debts are not intended for deferred needs and not taking loans that exceed their needs. Applications of this study: basically the results of this study can be applied to any country that considers the use of public debt, like other Islamic systems. Novelty/Originality of this study:This research is conceptual research in an Islamic perspective. This study successfully examined comprehensively related to the public debt with the Islamic approach.
The profession of migrant workers in some cases bring the person concerned to get the treasures expected success, but not rarely contain a number of risks that need to get the attention of government authorities. A number of problems that might be experienced when Indonesian Labor not available works. Therefore it takes a model economic empowerment for the labor of Indonesia, when he returned to his country was able to survive and improve the well-being of himself and of his family. This research aims to know the role of zakah's institution towards the empowerment of Indonesia's labor and to devise appropriate empowerment model for Indonesian Workforce by Institution of Zakah. Data analysis was done with a qualitative approach. Analytical techniques in the study will be conducted with qualitative analysis approach, a case study of eksplanation to explain how the empowerment model right for Indonesia in Labor Studies. Based on the data and the results of the analysis that has been done can be known that Dompet Dhuafa has role in Indonesia Workforce empowerment. The empowerment Model implemented by Dompet Dhuafa form the Groove program that may help the former workforce of Indonesia after plunging back to life in his native region. Former Indonesian workforce empowerment meant to monitor and nurture the entrepreneurial activities are continuously carried out by former Indonesian labor so that it can be a permanent effort.
Purpose: The implementation of zakat fund management especially in some zakat institutions is considered not optimum yet. This condition is represented by disparity between potential and actual collection. In Islam, the objective of zakat is not only to collect wealth and keep it idle, instead zakat should become a source of productive fund to fulfill societal needs. Some countries with advanced zakat institutions have developed zakat to become a pillar of economic development. Today, each zakat institution is competing against each other to innovate in zakat fund management. Empowerment in zakat institutions with the appropriate strategies will enhance zakat management and distribution for the betterment of zakat recipients (mustahiq) and the Muslim society at large. Design/Methodology/Approach: This research is aimed to analyze optimization of management in regional zakat institution with SWOT (strength, weakness, opportunity, threat) analysis approach with IFE-EFE Matrix. Descriptive qualitative analysis is used to explain optimization of fund in zakat institution. Major Findings:Findings of this research shows that zakat institution should improve their strategy by developing strength and turning threat into opportunities. Originality/Value: The study provides a guideline for regional zakat institution on how they can enhance their role and efficiency to boost the economic growth for the Islamic community in Indonesia. It may also be instrumental for the government to improve in efficiency and innovative manpower, considerable research and development in optimizing Islamic Gift Economy to enhance economic growth of the Islamic community of Indonesia.
The effort of leptospirosis prevention in Sleman currently only limited to counseling and treatment of the patient, while the patient search, ways of transmission of leptospirosis from rats to humans, have never implemented in an integrated manner. The study aimed to investigated the relationship between the environmental residential condition with the risk of leptospirosis in Sleman Regency. The research used a survey method Âwith case control study design. The results showed that environmental factors, which are not proved to have a relationship with the risk of leptospirosis were residential condition ({p=0,108} OR=3,818 {95%CI:0,922–15,811}), the trash bin condition ({p=1,000} OR=1,138 {95%CI:0,420–3,081}) and the sewer condition ({p=0,415} OR=0,551 {95%CI:0,187–1,624}). Environmental factors that associated with the risk of leptospirosis was the presence of rats ({p=0,001} OR=13,594 {95%CI:2,754–67,107}). The effort should be made in order to prevent the increasement of Leptospirosis cases by sanitation improvement and avoiding direct contact with rats as well as it litter. The Government should be pay more attention in the vector control programs, especially in leptospirosis prone areas so the prevention effort to be able run effectively and efficiently.
As one of the members of the Organisation of Islamic Corporation (OIC), Indonesia has excellent trade prospects. Therefore, this study has a purpose to examine the impact of macroeconomics factors on trade between Indonesia and intra-OIC countries. The variables of macroeconomics in this study consist of country risks, inflation, exchange rate, oil price, and economic growth. Quantitative is the right method for this study, applying Ordinary Least Square (OLS) regression with the help of EViews. The data used for the analysis is a time horizon with annual frequency from 1986 to 2016. Furthermore, finding shows that almost all variables of macroeconomics play an insignificant role in determining the trade between Indonesia and Islamic countries. However, the oil price is the only variable to show its contribution towards trade between Indonesia and intra-OIC countries. The results indicate that macroeconomic variables do not contribute to the key decisions for conducting trade internationally. Political factors and bilateral treaties become better variables to explain Indonesia's trade with other Islamic countries. Keywords: Country Risk, International Trade, Macroeconomic, Organisation of Islamic Corporation, Indonesia.
The purpose of this study is to analyze how the linkage program of Islamic institutions and government institution in empowering MSMEs and analyze the increase in the range of empowerment. By using a qualitative research approach and descriptive analysis method, the results of this study indicate that there are four parties involved in the empowerment linkage program and each party has their respective roles in the aim of empowering MSMEs. Furthermore, there is also increasing in the range of empowerment in terms of the amount of empowerment program funding and improving the quality of MSME after participating in the empowerment program.
